In India, not everyone is comfortable with the allopathic treatment for every health ailment. Some seek to cure and treatment in Ayurveda. In the year 213, IRDAI a government body ask the insurer to offer AYUSH Treatment coverage in their policy, those who wish to seek a cure via Ayurveda. Further, in recent years the standard of Ayurveda and acceptance of its medicine is increasing. With new private and government established hospitals for Ayurvedic treatment, making people realize that their policy should contain the feature of AYUS treatment. Bimalus is a Health Insurance Advisor in Noida that can help you to choose the best policy meant for your treatment needs. Further in this article, we are discussing important factors one must know about prior to taking any health insurance policy.
Pre-existing health ailment
A person who is under the age of 30 is less likely to suffer from serious medical conditions than those who are in the age of 50 or above. Therefore, it is always a good practice to buy a health insurance policy as early as possible. The lower number of health conditions or pre-existing conditions you have, lower will be the cost of an insurance policy.
Offered Coverage
There are many insurance companies that offer a variety of health insurance policies. The features and services of these policies may vary according to the terms and conditions of the insurance company. But you should always focus on finding the policy that can give you maximum coverage at lowest monthly premium. For this, you can take assistance of Bimaplus, a Health Insurance Advisor in Noida Sector 18.
AYUSH Treatment Coverage
Not every policy is designed in a way that covers both the allopathic treatment and Ayush treatment. But after 2013, insurance companies were compelled to include Ayush treatment in their policy coverage for those who are more likely to go for Ayush treatment rather than allopathic treatment. So if you want yourself to get treated via Ayurveda, there are policies that can cover your bills for Ayush treatment.
Acceptance By Hospitals
An individual prior to taking any policy or investing your money in any health insurance must find about the acceptance of it in hospitals. Always purchase health insurance policy that is accepted in wide range of hospitals. Best one are those that are near to your residence. So always check whether the local hospitals accept the health insurance you are purchasing. Bimaplus a Health Insurance Advisor in Noida Sector 37 helps you get the health insurance plans that are acceptable to number of hospitals and have the least waiting period.